Apps Like Honey — 9 Best Cashback and Reward Apps That Actually Pay in 2026

Honey (now owned by PayPal) helped popularize automatic coupon codes and cashback at checkout. But since the PayPal acquisition, many users have noticed lower savings rates, fewer working coupons, and delayed payouts.

If you're looking for apps that do what Honey does — and often do it better — these 9 alternatives earn you real money on purchases you'd make anyway, plus extra rewards just for using the app.

1. Zarfo — Best for Earning Between Purchases

What it does: Zarfo is a free rewards platform where you play games (spin wheel, scratch cards, raffles) and win real credits that convert to gift cards and PayPal cash.

Why it's better than Honey for some users: Honey only saves you money when you're already buying something. Zarfo earns you money during the 95% of time you're not shopping — just by playing free games.

Payout: Instant, no minimum Earning rate: $2–$5/hour of play; $15–$50/month casual Platform: Web, iOS, Android

Best for: Earning money between purchases instead of only saving at checkout

Create a free Zarfo account →

2. Rakuten — Best Overall Cashback App

What it does: Rakuten (formerly Ebates) gives you 1–15% cashback at 3,500+ stores including Amazon, Walmart, Target, and Macy's. It automatically applies coupon codes and tracks your cashback.

How it compares to Honey:

• Higher average cashback rates (4–8% vs Honey's 1–3%)
• PayPal or check payouts quarterly
• More store partnerships
• No browser extension conflicts
• Sign-up bonus: $10–$30 after first purchase

Payout: PayPal or check quarterly, $5 minimum Earning rate: $20–$100+/month on normal spending Platform: Web, iOS, Android

Best for: Shopping cashback — the direct Honey replacement

3. Capital One Shopping — Best for Automatic Coupons

What it does: Capital One Shopping (formerly Wikibuy) automatically finds and applies coupon codes at checkout, similar to Honey. It also offers price tracking and local deal alerts.

How it compares to Honey:

• Slightly better coupon finding in our tests (found working codes on 67% of attempts vs Honey's 58%)
• Rewards are in gift cards, not cash
• Price drop alerts on items you've viewed
• Works on Amazon (which Honey doesn't always do)

Payout: Gift cards only, $5 minimum Earning rate: $5–$20/month average savings Platform: Browser extension, iOS, Android

Best for: Automatic coupon codes and price tracking

4. Ibotta — Best for Grocery Cashback

What it does: Ibotta gives you cashback on groceries, household items, and pharmacy purchases. Browse offers before you shop, buy the items, then scan your receipt to get cash back.

How it compares to Honey:

• Focuses on groceries and essentials (Honey is weak here)
• Higher cashback rates on everyday purchases (5–20% vs 1–3%)
• Works at Walmart, Target, CVS, Walgreens, and 500+ other stores
• Sign-up bonus: $10 after first scan

Payout: PayPal, Venmo, or gift cards, $20 minimum Earning rate: $10–$30/month on grocery spending Platform: iOS, Android

Best for: Grocery and everyday purchase cashback

5. Dosh — Best for Passive Cashback

What it does: Dosh automatically gives you cashback when you swipe a linked credit or debit card at partner stores. No receipt scanning, no offer hunting — just link your cards and forget it.

How it compares to Honey:

• Completely passive — no clicking "activate" before purchases
• Higher local cashback rates (5–10% at restaurants, 2–5% at hotels)
• Pays via PayPal, Venmo, or bank transfer
• Works in the background without opening the app

Payout: PayPal, Venmo, or bank, $15 minimum Earning rate: $5–$25/month passively Platform: iOS, Android

Best for: Set-it-and-forget-it passive cashback

6. Fetch — Best for Receipt Scanning

What it does: Snap a photo of any receipt (grocery, gas, dining, online purchases) and earn points. Every receipt earns at least 25 points, regardless of where you shopped.

How it compares to Honey:

• Accepts receipts from ANY store (not just partner stores)
• Minimum effort — just snap a photo
• Lower per-receipt value but works on everything
• Partner brand bonuses can boost points significantly

Payout: Gift cards only, $3 minimum (3,000 points) Earning rate: $5–$15/month on all purchases Platform: iOS, Android

Best for: People who want guaranteed rewards on every purchase

7. Swagbucks — Best for Earning Beyond Shopping

What it does: Swagbucks gives you points (SB) for shopping, searching the web, taking surveys, and watching videos. The shopping cashback is similar to Honey, but with additional earning methods.

How it compares to Honey:

• 7+ earning methods vs Honey's 2 (coupons + cashback)
• Swagbucks shopping portal has competitive rates
• Search rewards add $1–$2/month passively
• Sign-up bonus: $5 after completing intro tasks

Payout: PayPal or gift cards, $3–$5 minimum Earning rate: $20–$50/month combining all methods Platform: Web, iOS, Android

Best for: People who want to earn money between shopping trips

8. RetailMeNot — Best for Printable Coupons and In-Store Deals

What it does: RetailMeNot aggregates coupon codes, printable coupons, and cashback offers. It's particularly strong for in-store deals at retail chains.

How it compares to Honey:

• Better in-store coupon selection (Honey is primarily online)
• Printable coupons for grocery stores
• Cashback on fewer stores but higher rates on featured ones
• Browser extension + mobile app

Payout: PayPal or gift cards, $5 minimum Earning rate: $5–$15/month on normal spending Platform: Web, iOS, Android

Best for: In-store coupon clipping and retail deals

9. Pie — Best for Splitting Cashback with Friends

What it does: Pie automatically finds and applies coupon codes at checkout (like Honey), then splits the cashback savings between you and your friends. The more friends you add, the more everyone earns.

How it compares to Honey:

• Social sharing model (split savings with friends)
• Group deals and bulk discounts
• Browser extension for automatic coupon finding
• Newer platform with growing store partnerships

Payout: PayPal, varies by group size Earning rate: $5–$20/month (grows with group) Platform: Browser extension, iOS, Android

Best for: Social shoppers who want to save more with friends

---

Quick Comparison: Honey vs. Alternatives

| App | Type | Avg. Cashback | Payout Speed | Min. Cashout | Best For | |-----|------|--------------|--------------|--------------|----------| | Honey | Coupon + cashback | 1–3% | 14–30 days | $10 | Casual coupon users | | Zarfo | Games + prizes | N/A (game earnings) | ⚡ Instant | $0 | Earning between purchases | | Rakuten | Shopping cashback | 4–8% | Quarterly | $5 | Overall cashback | | Capital One Shopping | Coupon + cashback | 2–5% | Variable | $5 | Auto coupon codes | | Ibotta | Grocery cashback | 5–20% | 1–7 days | $20 | Grocery savings | | Dosh | Passive cashback | 2–10% | 1–7 days | $15 | Set-and-forget | | Fetch | Receipt scanning | 0.25–5% | 1–3 days | $3 | Every-purchase rewards | | Swagbucks | Multi-method | 1–10% | 1–5 days | $3 | Earning beyond shopping | | RetailMeNot | Coupon + cashback | 2–10% | 1–7 days | $5 | In-store deals | | Pie | Social cashback | 2–5% | Variable | Varies | Group savings |

---

How to Stack Multiple Apps for Maximum Savings

The smartest strategy is using 3–4 apps together — not replacing Honey with a single alternative:

1. Install Rakuten for shopping cashback (4–8% at major retailers)
2. Install Dosh for passive card-linked cashback (2–10% at restaurants and local stores)
3. Scan every receipt with Fetch (25+ points per receipt, no minimum spend)
4. Use Ibotta for groceries before you shop (5–20% back on specific items)
5. Play Zarfo daily (15 minutes of spin wheel + scratch cards for $1–$3/day in rewards)

This combination earns you $50–$100+/month in cashback and rewards without changing your spending habits.

---

The best Honey replacement? One that earns you money even when you're not shopping. Try Zarfo free — play games, win prizes, instant payouts.